The following groups are allowed membership to DCECU:

  • Employees and retirees of The Dow Chemical Company and its affiliated companies
  • Employees and retirees of the Dow Corning Corporation and its affiliated companies
  • Employees and retirees of Select Employer Groups*
  • Employees and retirees of the Dow Chemical Employees' Credit Union
  • Any relative of any member, employee or retiree described above
  • Any individual living under the same roof and in the same single-family household of any member, employee or retiree described above
  • Revocable Trusts in which the Grantor is also a member of Dow Chemical Employees' Credit Union
  • Individual owners** of stock in The Dow Chemical Company

To become a member of the Dow Chemical Employees' Credit Union you need to meet one of the qualifications above and then open a Share Account with a minimum balance of $5. The Share Account not only makes you a member but also a part owner of the Credit Union.

Obtaining a DCECU Membership can be initiated via any of the following methods:

  • Call our Member Contact Center at (989) 835-7794 or (800) 835-7794 Monday through Friday between 7:00 a.m. and 6:00 p.m. EST.
  • Visit our Account Services department Monday through Friday between 7:30 a.m. and 5:30 p.m.
  • Complete and print the Preliminary Membership Application and return it via mail to DCECU, PO Box 1649, Midland, MI, 48641-1649.

If you have any further comments or questions, please contact the Member Contact Center at (989) 835-7794 or (800) 835-7794.

*Companies who demonstrate a business relationship with Dow Chemical, Dow Corning or DCECU may request consideration for membership. Click here to access our Request for Service letter and instructions. Please click here to review DCECU’s member benefits, products and services.

**Individuals who own one or more shares of Dow Chemical stock in their own name are eligible for membership. This does not include Dow stock held within a retirement, 401(k) or other investment plan by another institution or group.

NOTE: The information provided above is informational only. Membership in DCECU is ultimately determined by compliance with the Dow Chemical Employees’ Credit Union Bylaws.

 

PRELIMINARY MEMBERSHIP APPLICATION    

By submitting this application, you are requesting to become a DCECU member. The Account Agreement and Disclosure booklet, Privacy Policy, and other information will be sent to the address on the application. This Membership and Services Application will require notarized signatures of the primary and all joint accountholders listed, and will need to be returned to Dow Chemical Employees’ Credit Union, PO Box 1649, Midland, MI 48641-1649 with a minimum deposit of $5.00. Also required are front and back copies of the driver's licenses of the primary and each joint owner listed on the account. Upon receipt and verification of the properly signed Membership and Services Application, copies of driver's licenses, and $5.00 deposit, the membership application process will be completed.

Click here to access the Preliminary Membership Application
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