With more than 100 surcharge-free Automated Teller Machines (ATMs) in the Tri-County area and over 1,600 in Michigan, credit union members never have to go far to get cash and make transactions … without incurring a surcharge fee.

The 22 DCECU ATMs around Midland offer the very latest
technology, but the Alliance One and CO-OP Network
machines also allow you to perform a wide range of convenient
transactions.

These ATM networks provide surcharge-free access to your DCECU accounts. You can make cash withdrawals, transfer funds from one account to another, inquire about balances and make deposits. See the chart to learn what you can do at CO-OP, Alliance One and other network machines. Some ATMs display a variety of logos. If one of these logos is a CO-OP or Alliance One logo, it is surcharge-free. Otherwise, you may be charged a fee.

Make loan payments at a DCECU ATM

Did you know that you can make loan payments at a DCECU ATM? If not, you're not alone, because it's an underutilized ATM capability. But it's very simple. Loans are accounts, and making a loan payment is as simple as transferring money from your checking or savings account to your loan account. The only requirement is that adequate funds must be in your checking or savings account for at least 24 hours before the transfer. And the ATM will provide you with a transaction (loan payment) receipt!

Surcharge-free

Whether you use a DCECU ATM or those carrying the Alliance One or CO-OP Network logos, you get surcharge-free access to your DCECU accounts. You also get a lot of convenience and flexibility. Try your nearby ATM. It's easy to be a DCECU member … around Michigan and across the USA!

If more than one of the following logos appears on the ATM machine, your transaction will be processed in the following network order: