Health Savings Accounts are designed specifically for individuals who have chosen a high deductible health plan (HDHP). Switching to a HDHP will lower monthly premiums and allow you to deposit the savings gained into an HSA to pay for qualified health expenses. Unused funds can accumulate with tax-deferred earnings and be used to pay medical expenses in future years.

DCECU offers the following HSA investment options:

Product	Minimum Balance Requirements	Additional Features
HSA Prime Share	$0.00	ATM Card available for easy account access.
HSA Checking	$0.00	VISA® Check Card available for easy account access. Attractive designer checks available at an affordable cost.
HSA High Yield	$2,500	Minimum transaction amount of $500. Limited to 3 withdrawals per month.
HSA Premium High Yield	Tier 1 - $10,000 Tier 2 - $50,000 Tier 3 - $100,000 Tier 4 - $150,000	Minimum transaction amount of $500. Limited to 3 withdrawals per month.
HSA Certificates of Deposit	$1,000	Available Terms: 12 Month 24 Month 36 Month 48 Month

For more information or to open your DCECU HSA, please call (989) 835-7794 or (800) 835-7794 Monday through Friday 7:00 a.m. – 6:00 p.m. EST or visit our Account Services Department Monday through Friday 7:30 a.m. – 5:30 p.m. EST.

This information is not intended as tax advice. Please consult a tax professional regarding your specific circumstances.