By getting a Share Secured Loan, your DCECU accounts will continue to earn dividends/interest, which allows your savings balance to grow.

When you use the dollars in your accounts as collateral instead of withdrawing them, you keep your total balance intact. Your nest egg stays safe, and your plans for these funds remain within reach.

You can use your share savings, CD, or High Yield account at the Credit Union. Repayment terms can be arranged with up to a 20 year amortization. Certain loan limits may apply.

APPLY today with one of our easy application methods:
  • Online Consumer Loan Application, under the Loan menu in Cyber Connection Internet banking.
  • Call the DCECU Loan Department at (989) 835-7794 or (800) 835-7794, 24 hours a day, 7 days a week.
  • Stop in and talk to a loan officer.