DCECU makes it easy for you to secure the funds you need. When you are facing larger expenses, borrow the cash necessary by using your stock certificates as collateral. We will accept stock certificates from Fortune 500 companies to secure your loan. Certain loan limits may apply.

You can borrow up to 60% of the market value of your stock as listed in the most recent edition of the Wall Street Journal at the time of your loan application. Repayment terms can be arranged for up to 5 years.

Utilize your stock certificates to secure loans for anything you choose, such as major home improvements, a new automobile, college tuition, medical bills or any other purpose.

APPLY today with one of our easy application methods:
  • Online Consumer Loan Application, under the Loan menu in Cyber Connection home banking.
  • Call the DCECU Loan Department at (989) 835-7794 or (800) 835-7794. One of our loan specialists will assist you over the phone 24 hours a day, 7 days a week.
  • Stop in and talk to a loan officer.