Our Club Account is a great way to save for holiday or other scheduled expenses.

There is no minimum balance required to open a Club Account.

You may make deposits into your account at any time prior to maturity. The minimum amount you may deposit is an average of $2.00 per week. After the account is opened, you may not withdraw funds from the account without penalty. Penalty will equal all of the accrued interest on this account.

Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Interest plus principal will be credited annually upon maturity and transferred to your Share or Share Draft account, whichever you choose. If you close your Club Account prior to this maturity date, you will not receive the accrued interest.

If you have not withdrawn the funds prior to maturity, the account will renew automatically for the following year. There is no grace period following the maturity of this account.

Opening a Club Account can be initiated via any of the following methods:

• Call our Member Contact Center at (989) or (800) 835-7794 Monday through Friday between 7:00 a.m. and 6:00 p.m. EST.
• Visit our Account Services Department Monday through Friday between 7:30 a.m. and 5:30 p.m. EST
• Print and complete the Club Account Application.

If you have any further comments or questions, please call our Member Contact Center at (989) or (800) 835-7794.

CLUB ACCOUNT APPLICATION