Rates for Mortgage Loans Rates for Consumer Loans Rates for Share Accounts
 
 

Auto  -   Mobile Home  -   Other Secured  -   Recreational Vehicle
Revolving Line  -   Share Secured  -   Signature  -   Stock Secured
Student Loans  -   VISA Credit Cards
 Printable Listing



  Auto Calculators

  • Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
  • Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!

  Loan Calculators

  • Amortizing Loan Calculator - Enter your desired payment - and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment!
  • Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Affordable Rates... Easy Repayment!
Low interest rates are the hallmark of all financing available at DCECU. Repayment terms are designed to meet both your needs and your budget. Because you are a member of the Credit Union, your individual circumstances are taken into account during every phase of the loan process.

By using our cost-free loan payment services, the amount of your loan payment can be automatically deducted from your net pay or Share (savings or checking) Account.

You may make early or additional payments toward your consumer loan at any time that you like because there is no pre-payment penalty. Convenience is free at Dow Chemical Employees' Credit Union!


New and Used Car Loans†  [more info]     

The loan interest rate listed here represents DCECU's best rate.

Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

Loan Interest Rates as low as...

%APR*
 

Recreational Vehicles†  [more info]     
Includes: Boats, Personal Watercraft, Snowmobiles, ATVs, Travel Trailers,
Motor Homes and Motorcycles.

The loan interest rate listed here represents DCECU's best rate.
Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

Loan Interest Rates as low as...

%APR*


Mobile Homes†  [more info]     

The loan interest rate listed here represents DCECU's best rate.
Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

Loan Interest Rates as low as...

%APR*


Premium High Yield and High Yield Secured  [more info]     
MAXIMUM TERM MINIMUM
COLLATERAL VALUE		 PERCENT FINANCED APR*
12 Months Less than or equal to the balance of Premium High Yield or High Yield account. 100% %
24 Months 100% %
36 Months 100% %


Share Secured  [more info]     
MAXIMUM TERM MINIMUM
COLLATERAL VALUE		 PERCENT FINANCED APR*
12 Months Less than or equal to the balance of Share account. 100% %
24 Months 100% %
36 Months 100% %

CD Secured  [more info]     
MINIMUM COLLATERAL
VALUE & Term		 PERCENT FINANCED APR*
LOAN must be rewritten or paid in full if balance is owing on loan at CD maturity‡

Less than or equal to the available balance of CD.		 100% The APR* of your DCECU CD plus 2.00%§


Stock Secured  [more info]     

We will accept stock certificates from Fortune 500 companies.

The loan interest rate listed here represents DCECU's best rate.
Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

Loan Interest Rates as low as...

%APR*


Other Secured  [more info]     

The loan interest rate listed here represents DCECU's best rate.
Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

Loan Interest Rates as low as...

%APR*
COLLECTION WORKOUT
APR*
% Financed
Max Term
Type
%
-
120 months
Real Estate
%
-
120 months
Non-Real Estate

COLLECTION CONSOLIDATION
APR*
% Financed
Max Term
Type
%
-
120 months
Real Estate
%
-
120 months
Non-Real Estate


Signature  [more info]     

The loan interest rate listed here represents DCECU's best rate.
Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

Loan Interest Rates as low as...

%APR*


Revolving Line of Credit  [more info]     
MAXIMUM TERM MAXIMUM AMOUNT PERCENT FINANCED APR*
Open Term - - %
Payment Schedule


VISA® Classic  [more info]     
MAXIMUM TERM PERCENT FINANCED APR*
Open Term - %
Enhancement Options

VISA® Gold  [more info]     
MAXIMUM TERM PERCENT FINANCED APR*
Open Term - %
Enhancement Options

VISA® Platinum  [more info]     
MAXIMUM TERM PERCENT FINANCED APR*
Open Term - %
Enhancement Options


New Student Loans  [more info]     
MAXIMUM TERM PERCENT FINANCED APR*
120 Months -

SUBSIDIZED %

UNSUBSIDIZED %

Fixed

Student Loan PLUS  [more info]     
MAXIMUM TERM PERCENT FINANCED APR*
120 Months -

%

Fixed

Student Consolidation Loan  [more info]     
MAXIMUM TERM PERCENT FINANCED APR*
120-360 Months -

-

Fixed rate based on a weighted average of the rates of loans being consolidated rounded up to the nearest 1/8th percent
(8.25% cap)


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* APR = Annual Percentage Rate
† = Certain Loan Limits May Apply
‡ Can balloon with maximum 240 month amortization
§ =Loan interest rate based on the interest rate paid on the DCECU CD pledged as collateral plus the percentage listed above.