Dow Chemical Employees' Credit Union

Consumer Loans

Wall Street Journal® Prime Rate: % ()

New and Used Automobiles
Mobile Homes
Boats, Motor Homes and Travel Trailers
ATVs, Motorcycles, Personal Watercraft and Snowmobiles
Stock Secured
Other Secured

Loan Interest Rates as low as %APR*

All of the loan types listed above are eligible for great low interest rates. The loan interest rate listed above represents DCECU's best rate. Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

 

TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
Minimum
Collateral Value
Premium High Yield and High Yield Secured
%
100
12 months
Less than or equal to the balance of Premium High Yield and High Yield account
%
100
24 months
%
100
36 months

 

TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
Minimum
Collateral Value
Share Secured
%
100
12 months
Less than or equal to the balance of share account
%
100
24 months
%
100
36 months

 

TYPE OF LOAN
APR*
Percent
Financed
Minimum
Collateral Value
CD Secured

The APR* of your DCECU CD plus 2.00% §
100
LOAN must be rewritten or paid in full if balance is owing on loan at CD maturity ‡

Less than or equal to the available balance of CD.

 

 

TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
Minimum
Collateral Value
Collection Workout
%
-
120 months
Real Estate
%
-
120 months
Non-Real Estate

 

TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
Minimum
Collateral Value
Collection Consolidation
%
-
120 months
Real Estate
%
-
120 months
Non-Real Estate



SIGNATURE LOANS
Signature Loan Interest Rates as low as %APR*

The loan interest rate listed above represents DCECU's best rate. Not all members will qualify for this rate, as individual interest rates are subject to member credit score and loan term.

 

 

TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
Maximum
Amount
Revolving Line of Credit
%
-
open term
-

 

TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
Maximum
Amount
VISA® Classic
%
-
open term
-
VISA® Gold
%
-
open term
-
VISA® Platinum
%
-
open term
-



TYPE OF LOAN
APR*
Percent
Financed
Maximum
Term
New Student Loans

%

Fixed
-
120 months
Student Loan PLUS

%

Fixed
-
120 months
Student Consolidation Loan

-

Fixed rate based on a weighted average of the rates of loans being consolidated rounded up to the nearest 1/8th of a percent. (8.25% cap)

-
120-360 months

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* APR = Annual Percentage Rate
‡ = Can balloon with maximum 240 month amortization
§ =Loan interest rate based on the interest rate paid on the DCECU CD pledged as collateral plus the percentage listed above.