Competitive Rates with a Variety of Options
Our rates of return on deposit accounts are hard to match.
From the basic Prime Share (Savings) Account to Certificates of Deposit(5),
we offer competitive yields on all of our investment products.
Whether you're looking for short-term or long-term investing, DCECU can help.
The Primary/Secondary Share (Savings) and Share Draft (Checking) accounts offer unlimited access
to funds.(†) The Club Account, High Yield and Certificates of
Deposit(5) can help members reach financial goals that are off in the distance.
For professional assistance on building good investment strategies, contact Chad A. Eyre or Steve Benzing, Registered Representatives of MEMBERS Financial Services,
located at DCECU at (800) 835-7794, extension 4572.
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member NASD/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
FR020714-7C37
Primary/Secondary Share Accounts1 
| PERIOD |
DIVIDEND RATE*** |
APY** |
|
Quarter,
|
Prospective -
% |
Prospective -
% |
|
Quarter,
|
% |
% |
Share Draft (Checking) Account/HSA Checking
| PERIOD |
DIVIDEND RATE*** |
APY** |
|
Quarter,
|
Prospective -
% |
Prospective -
% |
|
Quarter,
|
% |
% |
Club Account2
High Yield Deposit Account3
| BALANCE |
INTEREST RATE* |
APY** |
| $2,500+ |
% |
% |
Premium High Yield Deposit Account4
| BALANCE |
INTEREST RATE* |
APY** |
| $10,000 - $49,999.99 |
% |
% |
| $50,000 - $99,999.99 |
% |
% |
| $100,000 - $149,999.99 |
% |
% |
| $150,000+ |
% |
% |
Certificates of Deposit5
Assumes interest payouts remain in your certificate account until maturity.
Interest rate is guaranteed for the length of the term.
| BALANCE |
TERM |
INTEREST RATE* |
APY** |
| $1,000+ |
90 Days |
% |
% |
| $1,000+ |
6 Months |
% |
% |
| $1,000+ |
12 Months |
% |
% |
| $1,000+ |
18 Months |
% |
% |
| $1,000+ |
24 Months |
% |
% |
| $1,000+ |
36 Months |
% |
% |
IRA Share (Roth, Traditional and Coverdell)/HSA Share
| PERIOD |
DIVIDEND RATE* |
APY** |
|
QUARTER,
|
Prospective -
% |
Prospective -
% |
|
QUARTER,
|
% |
% |
IRA High Yield3 (Roth, Traditional and Coverdell)/
HSA High Yield3
| BALANCE |
INTEREST RATE* |
APY** |
| $2,500+ |
% |
% |
IRA Premium High Yield4 (Roth, Traditional and Coverdell)/
HSA Premium High Yield4
| BALANCE |
INTEREST RATE* |
APY** |
| $10,000 - $49,999.99 |
% |
% |
| $50,000 - $99,999.99 |
% |
% |
| $100,000 - $149,999.99 |
% |
% |
| $150,000+ |
% |
% |
IRA Certificates of Deposit5 (CD) (Roth, Traditional and Coverdell)/HSA Certificates of Deposit5 (CD)
Interest rate is guaranteed for the length of the term
| BALANCE |
TERM |
INTEREST RATE* |
APY** |
| $1,000+ |
12 MONTHS |
% |
% |
| $1,000+ |
24 MONTHS |
% |
% |
| $1,000+ |
36 MONTHS |
% |
% |
| $1,000+ |
48 MONTHS |
% |
% |
NOTES:
* Interest rates subject to change on a daily basis.
** APY = Annual Percentage Yield.
*** Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by DCECU's Board of Directors.
† Some restrictions apply to electronic transfers.
1 Minimum balance of $5.00 required to open and maintain Primary Share Accounts.
2 Minimum deposit of $2 per week required on Club Accounts. Account closure prior to maturity forfeits all interest earned.
3 Minimum deposit of $2,500 required to open High Yield Deposit Accounts and earn interest.
4 Minimum deposit of $10,000 required to open Premium High Yield Deposit Accounts and earn interest.
5 Minimum deposit of $1,000 required. A penalty may apply for early withdrawal and may reduce earnings.
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