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Certificates of Deposit (CDs)

Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.

Standard CDs

Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $1,000.

Effective November 13, 2018
Term Length Interest Rate1 APY2
6 Months 1.09% 1.10%
12 Months 1.64% 1.65%
18 Months 1.79% 1.80%
24 Months 2.08% 2.10%
36 Months 2.81% 2.85%

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Bump Rate CDs

The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $1,000.

Effective November 13, 2018
Term Length Interest Rate1 APY2
48 Months 2.52% 2.55%
60 Months 2.86% 2.90%

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Youth CDs

Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000.

Effective November 13, 2018
Term Length Interest Rate1 APY2
6 Months 1.49% 1.50%
12 Months 2.03% 2.05%

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HSA CDs

Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $1,000.

Effective November 13, 2018
Term Length Interest Rate1 APY2
12 Months 1.64% 1.65%
24 Months 2.08% 2.10%
36 Months 2.28% 2.30%
48 Months 2.52% 2.55%

An HSA CD can be opened by calling us or stopping by.

  1. Interest rates subject to change on a daily basis. ↩︎ ↩︎2 ↩︎3 ↩︎4

  2. APY = Annual Percentage Yield. APY assumes principal and interest remain on deposit for the term of the certificate. ↩︎ ↩︎2 ↩︎3 ↩︎4