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Certificates of Deposit (CDs)

Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.

Standard CDs

Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $1,000.

Effective September 27, 2018
Term Length Interest Rate1 APY2
6 Months 0.85% 0.85%
12 Months 1.39% 1.40%
18 Months 1.54% 1.55%
24 Months 1.83% 1.85%
36 Months 2.67% 2.70%

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Bump Rate CDs

The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $1,000.

Effective September 27, 2018
Term Length Interest Rate1 APY2
48 Months 2.23% 2.25%
60 Months 2.57% 2.60%

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Youth CDs

Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000.

Effective August 16, 2018
Term Length Interest Rate1 APY2
6 Months 1.24% 1.25%
12 Months 1.79% 1.80%

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HSA CDs

Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $1,000.

Effective September 27, 2018
Term Length Interest Rate1 APY2
12 Months 1.39% 1.40%
24 Months 1.83% 1.85%
36 Months 2.03% 2.05%
48 Months 2.23% 2.25%

An HSA CD can be opened by calling us or stopping by.

  1. Interest rates subject to change on a daily basis. ↩︎ ↩︎2 ↩︎3 ↩︎4

  2. APY = Annual Percentage Yield. APY assumes principal and interest remain on deposit for the term of the certificate. ↩︎ ↩︎2 ↩︎3 ↩︎4