Savings

You’ll find a variety of savings options at DCECU to help you achieve more of your personal and financial goals.

Prime Savings

The Prime Savings Account (Also known as a Prime Share) is your ticket to becoming a member-owner of DCECU. By opening a Prime Savings Account, not only do you earn competitive dividends, you also become a member of DCECU with access to all the top-notch products we offer. This account is eligible for our Member Saver Reward.

Effective October 1, 2019
Dividend Rate1 APY2
0.35% 0.35%

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Secondary Savings

Our Secondary Savings Account allows you to save for a specific purpose and keep those funds separate from your Prime Savings. This account is eligible for our Member Saver Reward.

Effective October 1, 2019
Dividend Rate1 APY2
0.35% 0.35%

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Club Account

With great features like, no minimum balance required to open, direct deposit, and automatic transfers from your other DCECU accounts, our Club Account is a great way to save for holidays, vacations, or other scheduled expenses. This account is eligible for our Member Saver Reward.

Effective October 1, 2019
Interest Rate3 APY2
0.35% 0.35%

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Premium High Yield Deposit

At DCECU we believe the more money you save, the more interest you should earn. DCECU’s Premium High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. This account is eligible for our Member Saver Reward.

Effective May 3, 2019
Balance Interest Rate3 APY2
$0 - $2,499.99 0.35% 0.35%
$2,500 - $9,999.99 0.56% 0.56%
$10,000 - $49,999.99 0.70% 0.70%
$50,000 - $99,999.99 0.85% 0.85%
$100,000 - $149,999.99 1.00% 1.00%
$150,000 - $499,999.99 1.15% 1.15%
$500,000+ 1.24% 1.25%

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  1. Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by DCECU's Board of Directors. ↩︎ ↩︎2

  2. APY = Annual Percentage Yield ↩︎ ↩︎2 ↩︎3 ↩︎4

  3. Interest rates subject to change on a daily basis. ↩︎ ↩︎2