Savings

You’ll find a variety of savings options at DCECU to help you achieve more of your personal and financial goals.

Prime Savings

The Prime Savings Account (Also known as a Prime Share) is your ticket to becoming a member-owner of DCECU. By opening a Prime Savings Account, not only do you earn competitive dividends, you also become a member of DCECU with access to all the top-notch products we offer. This account is eligible for our Member Saver Reward.

Effective April 1, 2020
Dividend Rate1 APY2
0.25% 0.25%

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Secondary Savings

Our Secondary Savings Account allows you to save for a specific purpose and keep those funds separate from your Prime Savings. This account is eligible for our Member Saver Reward.

Effective April 1, 2020
Dividend Rate1 APY2
0.25% 0.25%

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Club Account

With great features like, no minimum balance required to open, direct deposit, and automatic transfers from your other DCECU accounts, our Club Account is a great way to save for holidays, vacations, or other scheduled expenses. This account is eligible for our Member Saver Reward.

Effective April 1, 2020
Interest Rate3 APY2
0.25% 0.25%

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Simple High Yield Deposit

At DCECU we believe the more money you save, the more interest you should earn. DCECU’s Simple High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. Our Simple High Yield Account offers a higher APY than our Premium High Yield Account but is not eligible for the potential year-end Member Saver Reward.

Effective March 24, 2020
Balance Interest Rate3 APY2
$0 - $2,499.99 0.35% 0.35%
$2,500 - $9,999.99 0.38% 0.38%
$10,000 - $49,999.99 0.47% 0.47%
$50,000 - $99,999.99 0.57% 0.57%
$100,000 - $149,999.99 0.68% 0.68%
$150,000 - $499,999.99 0.78% 0.78%
$500,000+ 0.85% 0.85%

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Premium High Yield Deposit

At DCECU we believe the more money you save, the more interest you should earn. DCECU’s Premium High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. This account is eligible for our Member Saver Reward.

Effective March 24, 2020
Balance Interest Rate3 APY2
$0 - $2,499.99 0.29% 0.29%
$2,500 - $9,999.99 0.32% 0.32%
$10,000 - $49,999.99 0.39% 0.39%
$50,000 - $99,999.99 0.48% 0.48%
$100,000 - $149,999.99 0.57% 0.57%
$150,000 - $499,999.99 0.65% 0.65%
$500,000+ 0.71% 0.71%

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  1. Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by DCECU's Board of Directors. ↩︎ ↩︎2

  2. APY = Annual Percentage Yield ↩︎ ↩︎2 ↩︎3 ↩︎4 ↩︎5

  3. Rates are subject to change on a daily basis. ↩︎ ↩︎2 ↩︎3