Services Compared


  Online Banking Mobile App Mobile Website (WAP) Text Message Banking 1Call
Access Method Desktop browser Open from app list after install on a supported device Mobile browser Mobile phone that supports text messages (SMS) Touch-tone phone
Where? App Store or
Google Play After enrolling, send text commands to 32328 (DCECU) 989.835.7794 or 800.835.7794 and press 1
Why? Full Online Banking on a desktop computer. Offers the most seamless banking experience for mobile users. Account access without installing an app or an app isn’t offered for your device. Quick balance inquiry, transfer (incl. most loan payments), or history without a username or password. Complete a variety of transactions from any mobile or land-line phone.
Example Online Banking Mobile App Mobile WAP Text Message Banking Screenshot 1Call Screenshot

Detailed Features Compared

  Online Banking Mobile App Mobile Website (WAP) Text Message Banking 1Call
View Balances
Transaction History
Account Transfers
Loan Transfers1
Secure Messaging2    
View & Schedule bill payments    
Member to Member Transfers    
Visa® Payments    
ATM Locator      
Financial Graphs      
Deposit Checks1        
Search Transactions        
Add Bill Pay Payees        
Reports and Budgets        
Loan Management        
Update Profile        
  1. Some restrictions may apply. ↩︎ ↩︎2

  2. Online Banking and Mobile Banking secure messaging systems are separate communication channels. ↩︎