Visa® Debit Card

It’s a single card with a double purpose! The DCECU Debit Card works as a personal check and your ATM card combined. Convenient, safe, and cost effective.


  • Present your DCECU Visa Debit Card everywhere that Visa debit cards are accepted, and the purchase amount is deducted from your checking account.
  • All Debit Card transactions appear on your monthly statement including the date and location where the transaction took place.


  • Safer than carrying cash
  • Zero Liability for Fraud
  • 24 hour real-time transaction monitoring system

Cost Effective

  • No annual fee
  • No monthly payments or interest
  • Save on the cost of purchasing checks
  • Overdraft protection from your savings account
  • No international transaction fees1

Mobile & Digital Wallets

How to Use Your EMV, Chip-Enabled Visa Debit Card

How can you get your very own DCECU Visa Debit Card?

Looking to Join DCECU? The DCECU Visa Debit Card automatically comes with your membership if you join online.

Already a member? Apply at our office and receive your card the same day with your own personalized PIN. You may also contact us via phone or chat to process your request and you’ll have your card within 7-10 business days.


Save yourself from a denied transaction by letting us know when and where via chat, phone, or secure message.

Although this is the best way to prevent delays while using your card, some activity may still raise an alert in our fraud monitoring system. Make sure that you have updated contact information on file if we need to verify a purchase.

Lost or Stolen?

Do you believe your card has been lost, stolen, or has fraudulent activity? Call:

800.835.7794 During business hours
888.241.2510 After business hours if within the U.S.
909.941.1398 After business hours if outside the U.S.
  1. A usage fee may be charged by Foreign ATM operators. Currency conversion rates are set by VISA and are subject to change. ↩︎