Auto Loans

If you’re in the market for a new or used car, truck or SUV – now is the time. And DCECU is the place.

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  • Some of the best loan rates around
  • 100% financing for qualified borrowers

We can even refinance your existing loan held at another financial institution.1

Get a great rate2plus a potential interest rebate3

If you choose one of our Rebate-Eligible loans, you also could earn a potential year-end Loan Interest Rebate. Every year since 1980, we’ve given our members back a percentage of the interest they paid on their rebate-eligible loans.

Need to spread out your payments?

We have some great options for you as well.

Effective March 15, 2021

Non-Rebate Eligible

Term APR4 as low as Payment as low as (per $1,000 borrowed)
Up to 36 months 2.49% $28.86
37 to 48 months 2.49% $21.92
49 to 60 months 2.74% $17.86
61 to 72 months 3.24% $15.31
73 to 84 months 3.49% $13.44

Rebate Eligible

Term APR4 as low as Payment as low as (per $1,000 borrowed)
Up to 36 months 3.49% $29.30
37 to 48 months 3.49% $22.36
49 to 60 months 3.74% $18.31
61 to 72 months 4.24% $15.76
73 to 84 months 4.49% $13.90

Call. Come in. Or apply online.

Set the wheels in motion …FAST… with our easy online application.

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  1. Certain restrictions may apply. ↩︎

  2. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility required. ↩︎

  3. The DCECU potential loan interest Rebate entitles members in good standing to be rebated a Board-approved percentage of the total interest paid on eligible loans during the year. While this year-end rebate occurs with great regularity, this additional credit union benefit is not guaranteed. ↩︎

  4. APR = Annual Percentage Rate. ↩︎ ↩︎2