Thank you for financing with DCECU! You can make your loan payments quickly and easily via Online Banking or Mobile Banking, by phone or mail, or at the credit union. We offer affordable Loan Protection options for your auto loan or other loans. Plus, if you find yourself in a temporary tight spot, you may be able to Skip-A-Pay.
With Online Banking and Mobile Banking1, making your monthly loan payment is quick, easy and secure.
You must first enroll in Online Banking if you wish to make an online payment. Once signed into your account, select the Loan tab to make your payment.
Once signed into Mobile Banking, select Transfer Money to make your loan payment.
Sometimes, you need extra funds on hand to make ends meet. DCECU understands. Our Skip-A-Pay service can help by allowing you to skip a payment on each of your eligible DCECU Consumer Loans once per calendar year.
DCECU’s MEMBER’S CHOICE™ Borrower Security3 is a voluntary loan-payment protection product that helps preserve your family’s standard of living and gives you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary unemployment happens to you.
Call our Consumer Loan Department at 800.835.7794 or 989.835.7794 and ask about protecting your loans today.
GAP is a debt protection product that covers or reduces the cost of an outstanding loan that may not be covered by your insurance company should your vehicle be totaled or stolen.4
DCECU offers GAP PLUS! If there is a total loss or unrecovered theft loss of the vehicle and you finance a replacement vehicle from the credit union within 120 days after the Primary Insurance Company issues a settlement check, the first $2,500 will be canceled on your new loan.
If purchased during loan origination, GAP may be able to be added to the loan. Otherwise, GAP can be purchased any time during your loan by simply stopping in or contacting us.
Call 800.835.7794 to transfer your loan payment from your DCECU checking or savings account.
Stop by our office located at 600 E. Lyon Road, Midland, MI 48640 to make your payment.
Drop your payment in the mailbox and send it to:
Dow Chemical Employees’ Credit Union
P.O. Box 1649
Midland, MI 48641
Please write your account number and loan ID on the memo line on the bottom left hand side of the check.
Did you know you can set up an automatic, recurring loan payment?
Come in or call 800.835.7794 and we will be happy to help you set up any of the automatic payment options listed above for your loan.
If you would like to request a payoff or you need assistance with making your payments, please call us at 800.835.7794, stop in, or send us a message within Online or Mobile Banking and we can help you.
Fixed Rate Mortgage payments cannot be made in Online or Mobile Banking. ↩︎
Interest will continue to accrue on your current balance during the month you choose to Skip-A-Pay. ↩︎
Your purchase of DCECU’s MEMBER’S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of DCECU’s MEMBER’S CHOICE™ Borrower Security. ↩︎
Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. ↩︎