Mortgage Loans

Buying a new home or thinking about refinancing?

Whether you’re buying a starter home or a vacation home – or even thinking about refinancing – DCECU can make getting a mortgage quick, easy and affordable. We even offer a mortgage loan which is eligible for the potential year-end Member Giveback and Loan Interest Rebate.¹

Our mortgages offer:

Great rates on fixed rate mortgages²^,³
Flexible terms
10-day conditional approval⁴
Competitive closing costs
Up to $1 million in financing
Friendly, local DCECU service for the life of the loan

Just getting started? Ready to apply?

Apply now

View rates

While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. ↩︎
Membership eligibility required. Loans subject to approval based on creditworthiness of applicants and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Other loan limitations may apply. ↩︎
Purchase of Private Mortgage Insurance (PMI) required for financing above 80%. Some limitations may apply. ↩︎
Conditional upon completed application and required documentation being provided by the applicant. ↩︎