Mortgage Loans

HOME Sweet LOAN! Quick, easy & affordable mortgages

Buying a new home or thinking about refinancing?

Whether you’re buying a starter home or a vacation home – or even thinking about refinancing – DCECU can make getting a mortgage quick, easy and affordable. We even offer a mortgage loan which is eligible for the potential year-end Member Giveback and Loan Interest Rebate.1

Our mortgages offer:

  • Great rates on fixed rate mortgages2,3
  • Flexible terms
  • 10-day conditional approval4
  • Competitive closing costs
  • Up to $1 million in financing
  • Friendly, local DCECU service for the life of the loan


Just getting started? Ready to apply?

  1. While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. ↩︎

  2. Membership eligibility required. Loans subject to approval based on creditworthiness of applicants and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Other loan limitations may apply. ↩︎

  3. Purchase of Private Mortgage Insurance (PMI) required for financing above 80%. Some limitations may apply. ↩︎

  4. Conditional upon completed application and required documentation being provided by the applicant. ↩︎