Other Loans

Recreational Vehicle Loans

What’s your perfect day? Riding an ATV? Sailing on a boat? Cruising in your RV? Our RV Loan can make it happen. We offer up to 100% financing for qualified borrowers, no application fees, and some balloon terms are available.1 2

Effective November 19, 2016
Term APR3 as low as Payment as low as (per $1,000 borrowed)
Up to 48 months 2.49% $21.91
49 to 60 months 2.74% $17.86
61 to 72 months 2.99% $15.19
73 to 84 months 3.49% $13.44
85 to 120 months 4.24% $10.24
121 to 180 months 4.74% $7.78

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Personal Loans

We understand that life is filled with unexpected expenses and sometimes you just need a little financial breathing room. Braces, car repairs, leaky roof, vacation… a Personal Loan from DCECU may be just what you need.

Effective April 7, 2015
Term APR3 as low as Payment as low as (per $1,000 borrowed)
Up to 36 months 8.00% $31.35
37 to 48 months 8.50% $24.66
49 to 60 months 9.00% $20.77

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Revolving Line-of-Credit Loans

How nice would it be to have a preapproved line-of-credit available to use whenever you want? We can help with that. Use our Revolving Line-of-Credit Loan when a little extra cash would come in handy, to optionally avoid costly overdraft fees, or to meet larger expenses – home improvements, vacations, tuition. The choice is yours!1

Effective April 7, 2015
Maximum Term APR3 as low as
Open 13.50%

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Deposit & Stock Secured Loans

Looking to pay for an unexpected expense without depleting the funds in your accounts? DCECU has a loan that meets that need. When you use the dollars in your accounts as collateral instead of withdrawing them, you keep your total balance intact and your plans for these funds remain within reach. Plus they continue to earn dividends/interest, which allows your savings balance to grow.

Effective November 19, 2016

Savings (Share) Secured4

Term APR3 as low as Payment as low as (per $1,000 borrowed)
12 months 2.50% $84.48
13 to 24 months 2.75% $42.88
25 to 36 months 3.00% $29.09

Premium High Yield Secured4

Term APR3 as low as Payment as low as (per $1,000 borrowed)
12 months 2.75% $84.59
13 to 24 months 3.00% $42.99
25 to 36 months 3.25% $29.20

CD Secured4 5

Maximum Term APR3 as low as
36 months Pledged CD APR3 + 2.00%

Stock Secured

Term APR3 as low as Payment as low as (per $1,000 borrowed)
Up to 48 months 2.49% $21.91
49 to 60 months 2.74% $17.86
61 to 72 months 2.99% $15.19
73 to 84 months 3.49% $13.44

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  1. Certain restrictions may apply. ↩︎ ↩︎2

  2. Can balloon with maximum 180 month amortization. ↩︎

  3. APR = Annual Percentage Rate. ↩︎ ↩︎2 ↩︎3 ↩︎4 ↩︎5 ↩︎6 ↩︎7 ↩︎8

  4. Can balloon with maximum 240 month amortization. ↩︎ ↩︎2 ↩︎3

  5. Loan must be rewritten or paid in full if balance is owing on loan at CD maturity. ↩︎