The Cards that Really Reward You
DCECU offers two Visa credit card programs to our members. Members that carry a balance and desire our lowest interest rate may prefer our Low Rate Visa while our Rewards Visa is the perfect choice for members that enjoy a robust rewards/points program.
|Low Rate Visa||Rewards Visa|
|No Annual Fee|
|Minimum credit line||$2,500||$2,500|
|APR1 as low as||8.90%||9.50%2 (Variable)|
|Introductory APR on balance transfers3||3.90%|
|Visa Zero Liability Protection|
|True 25-day interest free grace period|
|Chip-Enabled EMV Security|
|Cardholder Offers and Discounts|
|Eligible for Year-End Loan Interest Rebate|
|Free Travel Accident Insurance|
|Free Auto Rental Insurance|
|Apply Now||Apply Now|
DCECU believes in educating younger members about the wise use of credit. Our Take Charge Visa credit card allows parents to control the credit limit, but gives minors the opportunity to have their own credit cards, build personal credit histories and receive their own statements.
You can access YourRewards quickly and conveniently via Online Banking:
Alternatively, you can access YourRewards by entering your rewards credentials here:
So you like to travel? Use your DCECU Visa and we’ve got you covered. Purchase tickets (air, land, or sea) using our credit card and you’re covered in the event of an accident or loss.
For full details, please see our Visa Travel Accident Disclosure.
Take advantage of 24 hour vehicle rental coverage by using your DCECU Visa to rent your next vehicle. Enjoy peace of mind at no extra cost to you. Restrictions apply.
DOW CHEMICAL EMPLOYEES’ CU
P.O. Box 37603
Philadelphia PA 19101-0603
Payments are due on the 16th of every month. (25 days after statement closing date)
|Jan. 22, 2016||Feb. 19, 2016||Mar. 22, 2016||Apr. 21, 2016||May 22, 2016||Jun. 21, 2016|
|Jul. 22, 2016||Aug. 22, 2016||Sep. 21, 2016||Oct. 21, 2016||Nov. 21, 2016||Dec. 22, 2016|
You work hard for what you have. DCECU and Visa work hard to protect it.
For more information about Visa security, visit www.visa.com/security.
Although this is the best way to prevent delays while using your card, some activity may still raise an alert in our fraud monitoring system. Make sure that you have updated contact information on file if we need to verify a purchase.
Do you believe your card has been lost or stolen? Call:
|800.449.7728||Within the US|
|727.299.2449||From outside the US|
APR = Annual Percentage Rate. ↩︎
Varies quarterly based on the Wall Street Journal® prime rate + 6.00% in effect on the 25th of the month preceding the end of the calendar quarter. The potential maximum rate is 18.00% ↩︎