This number is used to identify the financial institution with the Federal Reserve Banks and Automated Clearing House (ACH) when processing checks, direct deposits, bill payments and other automated transfers.
The routing and account number can be found at the bottom of your check:
In this example, you can see our routing number (272482838) and the account type (1, for account), the share ID (05), the member number (0000123456), and finally the check number (1002).
When providing your account number to have funds deposited or withdrawn from your account, you will need to provide your thirteen digit account number, which will begin with 1 followed by the two digit ID of the share you are using (which can be found in Online or Mobile Banking) followed by your ten digit member number.
When providing your loan account number to have a payment made electronically, you will need to provide your thirteen digit loan account number, which will begin with 2 followed by the two digit loan ID (which can be found in Online or Mobile Banking) followed by your ten digit member number.