When you open your account at Dow Chemical Employees’ Credit Union, you become part owner of a highly successful, not-for-profit financial cooperative designed to help you meet your financial needs at every stage of your life.

Open an Individual Account or Youth Account today!1

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Member Benefits

Give yourself the DCECU financial advantage:

Our New-Member Package includes:

You Can Join!

Almost everyone is eligible to join DCECU, including employees and retirees of:

If you have a family member who is eligible to join – or if you live in a single-family home with someone who is eligible to join - you can join, too!

Who else can join?

Still not sure you’re eligible for membership? Contact us, and we’ll help you find a way!

Note: If you are not subject to U.S. taxes and/or do not reside in the U.S., please contact us for assistance.

How to Join

It’s easy! Just open a DCECU Savings Account (with a minimum $5 deposit) and a DCECU Checking Account. With our simple and secure online application, you can become a member in 15 minutes or less!

Apply Online Other Ways to Apply

Note: If you are not subject to U.S. taxes and/or do not reside in the U.S., please contact us for assistance.

Helpful Tools

After you complete the application process, use our simple, downloadable forms to switch your direct deposit and automatic payment information from your old account to your new DCECU account:

  1. Change your direct deposit information
  2. Change your automatic payment information
  3. Close your old account at your previous financial institution

What Our Members Say About Us

Why four generations have joined DCECU … and why they intend to remain members for generations to come

Herb, member since 1953: “The year-end Loan Interest Rebate can’t be beat. They have some pretty nice people here. They know you, and they know what you need. I wouldn’t bank anywhere else!”

Melanie, member since 1985: “Nobody else has the rates and the rebates. I’ve had all my kids open accounts at DCECU. When one of my daughters moved to California and then to Colorado, I told her, ‘Don’t open an account anywhere else!’ With the online services and network of ATMs, you can bank here no matter where you live.”

AuBree, member since 1994: “The year-end Loan Interest Rebate is such a benefit. I wish more people knew that they could be members here!”

Landyn, member since 2006: “My mom opened an account for me a month after I was born. I’ve been saving here since I was a baby!”

Dow Chemical Employees’ Credit Union members for four generations: AuBree, Herb, Melanie, Landyn.

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  2. While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Membership eligibility required. ↩︎

  3. Individuals who own one or more shares of Dow Chemical stock in their own name are eligible for membership. This does not include Dow stock held within a trust, retirement, 401(k) or other investment plan by another institution or group. ↩︎