Member Giveback

For 2017, DCECU: Gave back 70% of the interest members paid on rebate-eligible loans. Added 70% to the interest they earned on their savings.

The DCECU Member Giveback

For decades, DCECU has given a board-approved percentage of its annual earnings back to members in good standing1 in the form of year-end Loan Interest Rebates and Member Saver Rewards.2

On January 1, 2018, DCECU:

  • Gave back 70% of the interest members paid on their rebate-eligible loans during 2017.2
  • Added 70% to the interest they earned on their savings in 2017.2
  • Offered Visa® Debit Card Rebates of 0.125% of all signature-based transactions and $0.01 for each PIN-based transaction made in 2017.2

Total Member Giveback for 2017: $17.6+ million!

Read the Member Giveback news story.

What does this mean in dollars and cents?


If you paid $3,000 in interest on a rebate-eligible DCECU mortgage, car loan, RV loan and/or home improvement loan last year, you would have received $2,100 back.

If you earned $500 in dividends/interest on your savings account last year, we would have given you an additional $350.

The money’s yours – all yours! And you can use it for anything you want.

Build your savings. Invest in a moneymaking CD. Pay for tuition. Make home repairs. Even take a vacation.

Not a member? Join today!

  1. Members in good standing are defined as those members who have at least $5 in their Share Account on December 31 of that year, have had no delinquent accounts, have not had adverse collection activities on their account, and have not had accounts charged off. Members who are in default or who have caused the credit union a loss typically are not eligible for year-end rebates and rewards. ↩︎

  2. While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Membership eligibility required. The following loans are eligible for the potential year-end Loan Interest Rebate: Rebate Eligible Fixed Rate Mortgage, Adjustable-Rate Mortgage (ARM), Single Advance Equity, Prime Home Equity Line-of-Credit, Rebate Eligible Auto, Recreational Vehicles, Secured, Revolving Lines-of-Credit, Personal and our Rebate Eligible Visa® Credit Card↩︎ ↩︎2 ↩︎3 ↩︎4