Dow Chemical Employees’ Credit Union

 
 

Affordable Rates... Easy Repayment!

Low interest rates are the hallmark of all financing available at DCECU. Repayment terms are designed to meet both your needs and your budget.


Rates effective as of

Consumer Loans

Loan Type Maximum Term APR*
New and Pre-Owned Auto Loans
(Not Eligible for Rebate)
72 Months % - %
New and Pre-Owned Auto Loans
(Eligible for Rebate)
72 Months % - %
Recreational Vehicle Loans 180 Months¥ % - %
Share Secured Loans 36 Months¥ % - %
Premium High Yield & High Yield Secured Loans 36 Months¥ % - %
CD Secured Loans 36 Months¥ Pledged CD APY** + 2.00%
Stock Secured Loans 72 Months % - %
Signature Loans 60 Months % - 19.00%
Revolving Line-of-Credit Loans Open %
Private Student Loans click here for rates
Visa® Credit Cards Open % - %
(Most loan interest rates are based on a member’s credit score. Rates are subject to change without notice.)

 

* APR = Annual Percentage Rate.
** APY = Annual Percentage Yield.
Loan must be rewritten or paid in full if balance is owing on loan at CD maturity.
¥ Can balloon with maximum 180 month amortization.
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Online Banking

After logging in, go to
"Loans" and click
"Consumer Loan Request"