## DCECU Share Account Rates (effective )

## Competitive Rates with a Variety of Options

Whether you’re looking for short-term or long-term investing, DCECU can help! Our rates of return on deposit accounts are hard to match. From the basic Prime Share (Savings) Account to Certificates of Deposit, we offer competitive yields on all of our investment products.

*Rates effective *

*(Includes HSA)*

Period |
Dividend Rate |
Annual Percentage Yield (APY) |

Quarter, |
Prospective - % |
Prospective - % |

Quarter, |
% |
% |

Minimum balance of $5.00 required to open and maintain Primary Share Accounts. Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by DCECU's Board of Directors.

*(Includes HSA Checking)*

Period |
Dividend Rate |
Annual Percentage Yield (APY) |

Quarter, |
Prospective - % |
Prospective - % |

Quarter, |
% |
% |

Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by DCECU's Board of Directors.

Interest Rate* |
Annual Percentage Yield (APY) |

% |
% |

*(Includes HSA)*

Minimum Balance |
Interest Rate* |
Annual Percentage Yield (APY) |

$2,500 - $9,999.99 |
% |
% |

$10,000 - $49,999.99 |
% |
% |

$50,000 - $99,999.99 |
% |
% |

$100,000 - $149,999.99 |
% |
% |

$150,000+ |
% |
% |

Assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. A penalty may be imposed for early withdrawal.

#### Standard CDs

Term Lengths |
Minimum Balance |
Interest Rate* |
Annual Percentage Yield (APY) |

6 Months |
$1,000 |
% |
% |

12 Months |
$1,000 |
% |
% |

18 Months |
$1,000 |
% |
% |

24 Months |
$1,000 |
% |
% |

36 Months |
$1,000 |
% |
% |

#### Bump Rate CDs

Term Lengths |
Minimum Balance |
Interest Rate* |
Annual Percentage Yield (APY) |

48 Months |
$1,000 |
% |
% |

60 Months |
$1,000 |
% |
% |

#### Youth CDs

Term Lengths |
Miniumum Balance |
Interest Rate* |
Annual Percentage Yield (APY) |

6 Months |
$500 |
% |
% |

12 Months |
$500 |
% |
% |

#### HSA CDs

Term Lengths |
Minimum Balance |
Interest Rate* |
Annual Percentage Yield (APY) |

12 Months |
$1,000 |
% |
% |

24 Months |
$1,000 |
% |
% |

36 Months |
$1,000 |
% |
% |

48 Months |
$1,000 |
% |
% |

###

* |
Interest rates subject to change on a daily basis. |