Dow Chemical Employees’ Credit Union


back to topClosing Notice

August 24, 2015

In observance of Labor Day, the credit union will be closed on Saturday, September 5 and Monday, September 7.

As always, our services are available 24 hours a day with your DCECU Visa® Check Card, ATM card, 1Call, Mobile Banking and Online Banking.

back to topGet More Out of Your DCECU Visa® Credit Card with YourRewards!

July 15, 2015

YourRewards is a point program designed to reward you for using your enrolled DCECU Visa Rewards credit card for your day-to-day purchases, large and small. You earn points for retail transactions or using your card to pay for goods and services. You can spend your points for a variety of items on our YourRewards website.

Earning Points

YourRewards allows you to earn 1 point for every $1 in eligible net retail purchases made using your DCECU Visa credit card. And now through August 31, 2015, you’ll earn double points, helping the points accumulate. Additional bonus point opportunities are available on our YourRewards website under the Value Center tab.

Redeeming Points

Points may be redeemed for a variety of rewards including merchandise, gift cards, travel, and cash1! And you can redeem with as few as 2,500 points for merchandise and 2,000 points for QuickGifts Downloads, which can be used to purchase gift cards online.


There are hundreds of merchandise options, over 60 different gift card options, and a variety of eGift Cards to choose from, plus travel options from flights to hotels to cruises. Access your YourRewards account here.

Not a DCECU Visa cardholder? Apply today and start using your new DCECU Visa credit card and all the Rewards it has to offer!

  1. Cash redemption option will be available late summer 2015.

back to topWarning! Local Phishing Activity Detected

June 26, 2015

Safeguard Your Personal Information

We are aware that individuals in the Great Lakes Bay region have been receiving phishing calls. It appears the perpetrators of these calls are trying to obtain sensitive debit card information. Please remember that DCECU will never contact you unsolicited requesting information such as account numbers, usernames, passwords, card numbers, etc.

Protect Yourself against Fraud and Identity Theft

back to topProtect Yourself against Fraud and Identity Theft

June 17, 2015

We recognize that keeping your personal information private is extremely important for a variety of reasons. In an effort to help you do just that, here are several tips and suggestions to help keep your information safe:

  • DO NOT give personal information on the phone, through mail, or over the Internet unless self-initiated. This includes credit card numbers, financial information, or social security number.
  • Safeguard all identification, credit cards or other documents (including account statements) containing personal or financial information.
  • Regularly examine your financial statements and report discrepancies immediately to your financial institution and/or law enforcement if applicable.
  • Do not carry more identification (driver’s license, social security card, passport, etc.) credit or debit cards than you will use.
  • Shred or otherwise properly dispose of documents that contain your personal information.

Security of your account and your private information begins with you.


June 8, 2015

Make the most of your summer with two great deals on our Visa credit cards—designed to help you save more money and earn more points.

Pocket more savings with low-rate balance transfers.*

This summer, when you transfer your existing balance to any DCECU Visa credit card, you can take advantage of our 3.90% APR* balance transfer deal.

Transferring your balance to your existing DCECU card is simple. Just log on to Online Banking, select the “Loans” tab, click Visa Credit Card, then click Services, then Balance Consolidation to get started.

Get more points for every swipe.**

We're offering our Rewards Visa cardholders the opportunity to earn double points whenever they use their card this summer. If you're a current cardholder you're automatically eligible to earn two (2) YourRewards points for every net retail $1 you spend.

That's double points you can use for travel, merchandise, gift cards and more!

NOT A DCECU VISA CARDHOLDER? Follow the link below and log in to Online Banking. Select the “Loans” tab, and then click Consumer Loan Request to get your application started.


Choose the DCECU Visa card that's right for you.

Low Rate Visa

Take advantage of a low interest rate with our Low Rate Visa credit card.

  • No Annual Fee
  • Online Banking access
  • 25-Day free interest grace period
  • Chip-Enabled EMV Security
  • A 3.90% APR Introductory rate on balance transfers for your first 90 days

Rewards Visa

Our Rewards Visa credit card gives members the opportunity to earn rewards points whenever and wherever they use their card.

  • Earn 1 point for every net retail $1 you spend
  • Redeem your points for travel, gift cards, merchandise and more
  • Enjoy a variable-interest rate and no annual fee
  • Receive double rewards points for your first 90 days

Remember, no matter which card you choose, both of our Visa credit cards qualify for the Potential Year-End Loan Interest Rebate*** on the interest you pay on your card.

* Balance transfers completed between June 1 – August 31, 2015 will receive 3.90% APR through September 22, 2016.
** Valid for credit cards with YourRewards program.
*** Please note that while year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed.

Online Banking

After logging in, go to
"Loans" and click
"Consumer Loan Request"