Send your clients to DCECU for great rates, fast approval & a $500 purchase rebate

You want the best for your clients. So does DCECU! We know that with the housing market the way it is, speed, service and borrowing power can mean the difference between an accepted offer and the heartbreak of missing out on a dream home.1

DCECU is committed to helping your clients remain competitive in the homebuying process and get into their new homes even faster than they’d hoped … and committed to being there for them for years after the move!

Quick, easy & affordable mortgages for your clients

Our fixed-rate Mortgage Loans offer:

Limited-time offer: $500 purchase rebate on new mortgages

While our mortgages already are a great value, we’re sweetening the deal for a limited time!

Borrowers who apply for a DCECU Mortgage Loan between May 1 and July 31 will get a $500 purchase rebate after closing.6

If your client isn’t already a DCECU member, they can be! If they want to obtain a mortgage through us, we’ll make them a member.7

Becoming a DCECU member will give your client lifelong access to all the benefits of DCECU membership, including our Member Giveback8 that provides rebates and rewards to our members for borrowing from and banking with us. (We’re one of only a handful of credit unions nationwide to routinely give money back to members!) DCECU members also have access to our Online Banking, our Mobile App9 with Mobile Check Deposit, and a nationwide network of 30,000 surcharge-free CO-OP ATMs, among other benefits.

Simply direct your client to to get them started, whether they’re already a DCECU member or still need to become one.

We’ll make it easy!

  1. As determined by the Midland Daily News Readers’ Choice Awards: No. 1 Mortgage Lender 2019-21; No. 1 Credit Union 2015-21. ↩︎

  2. Typically 1 to 3 business days, pending volume. ↩︎

  3. Conditional upon completed application and required documentation being provided by the applicant. ↩︎

  4. Purchase of Private Mortgage Insurance (PMI) required for financing above 80%. Some limitations may apply. ↩︎

  5. Average of 15 days as of 03/17/2022. ↩︎

  6. Offer is good only on New Purchase Money Mortgages with applications received between 05/01/2022 and 07/31/2022. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Limited to developed, non-agricultural, non-income-producing homes located within Michigan. Other loan limitations may apply. $500 Purchase Rebate paid via deposit to DCECU Prime Savings Account up to 7 business days following loan closing. The value of the Purchase Rebate may be taxable income for promotion recipients. Recipients are responsible for any federal, state, or other taxes resulting from this offer. Promotion recipients should consult a tax advisor with any questions about the tax treatment of the $500 deposit. ↩︎

  7. Membership eligibility required. To become a member of the credit union, you must complete an appropriate application and open a Prime Share Savings Account with a $5 minimum balance. ↩︎

  8. While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply. ↩︎

  9. The DCECU Mobile App requires a supported mobile device with internet access, a valid email address and a valid phone number on file with DCECU. See for complete details. ↩︎