Dow Chemical Employees’ Credit Union



With cutting-edge eServices, DCECU has made it easy for you to handle your finances from home or wherever you are. Our full range of eServices allows you to manage your accounts 24/7, completely FREE. Save yourself the gas money and drive time by taking advantage of these services.

back to topeServices Compared

Here at DCECU, we are always looking for ways to make access and management of your accounts even easier. Below is a comparison to show you how Mobile Banking compares to our other eServices.

  Online Banking Mobile App Mobile Website (WAP) 1Call
Access Method Desktop browser Open from app list after install on a supported device Mobile browser Touch-tone phone
Where? App Store℠ ,
Google Play , or
Direct Download on a mobile device, or
Once activated, call:
(989) 835-7794 or
(800) 835-7794
and press 1
Why? Full Online Banking on a desktop computer. Offers the most seamless banking experience for mobile users. Quick access without downloading an app or an app isn’t offered for your device. Complete a variety of transactions from any mobile or land-line phone.
Online Banking

Mobile WAP

Features Compared

  Online Banking Mobile App Mobile Website (WAP) 1Call
View Balances supported supported supported supported
Transaction History supported supported supported
Search Transactions supported      
Secure Messaging* supported supported  
Account Transfers supported supported supported
Member to Member Transfers      
View & Schedule Bill Pay supported supported  
Add Bill Pay Payees      
ATM Locator   supported supported  
Reports and Budgets      
Graphs supported    
Loan Management      
Loan Transfers** supported supported supported
Update Profile      
Deposit Checks**   supported    

* Online Banking and Mobile Banking secure messaging systems are separate communication channels.
** Some restrictions may apply.

Online Banking

Online Banking is a secure and convenient way to manage your account online 24 hours a day, 7 days a week. Once established, you can view balances, transfer funds, make loan payments, view cleared checks and more!

Signing up for Online Banking can be initiated by clicking on the “Register” link located on the Online Banking login box.

For details, how-to, frequently asked questions and more, please see our dedicated Online Banking page.

For information about how to protect yourself online, please see our Security Assurance Center

back to topMobile Banking

Mobile Banking gives you instant connectivity to your accounts anytime, anywhere on your mobile device.

For details, how-to, frequently asked questions and more, please visit our dedicated Mobile Banking page.

back to topText Message Banking

Text Message Banking is an automated system that allows you to request account information and then receive that information via text message. Your cell phone does not have to be internet capable in order to use Text Message Banking. If you can send and receive text messages, this is the service for you! (An active ATM or Visa® Check card is required.)

With Text Message Banking, you can securely check your accounts without having to access a mobile website and enter a username and password. Just send a simple text code anytime to get your account balances. It's just one more easy way to keep tabs on your finances, wherever you go.

Text Message Banking is a free service from DCECU; however, standard text messaging charges from your service provider may apply.